Maybe Transfer

I have two credit cards that are active at the moment. I had some other store cards before, but I found out those had been closed a while ago. I’ve been thinking about trying for another card to do a balance transfer. These balance transfer credit cards are usually lower in interest than the others and I would only have to make one payment a month as opposed to two. I was stupid when I was younger and I got credit cards when I couldn’t afford them. I didn’t think about the future, and my credit score, and all that other important stuff, but then again what 18 year old really does think about it? I didn’t even compare credit cards when I got them, I just applied and I was approved. Oh what a fool I was.