Car Loan

My car is hanging on by a thread, well actually according to the mechanic a switch, literally. So I have been thinking, since the other loans don’t seem to be working out, that I might want to try for a Car Loan. Yes it would be more money, especially when I am the only one paying it back, along with the full coverage insurance I would need, but I might actually be able to get it considering that if I don’t pay the loan, they take the car. They give loans out easier if you put something up as collateral, and the other loans didn’t have anything, so maybe a Car Loan might help. After all I do need a car, and despite the extra money I would need to put out for insurance, it would be worth it to have a reliable mode of transportation, just in case something happens in New York or New Jersey and I need to go up there.