As I have stated before, I have had a credit card since shortly after my 18th birthday. I messed up and I got myself in a considerable amount of debt with those credit cards. What is strange is that now, I don’t have a conventional job as some would say, but I am making more money than I did when I was working. Because of that, I think I will be able to get myself out of debt soon, using just money that I have coming in and not using any of the personal loan.
I am going to do it under my own accord, while building my credit rating and not resorting to any bad credit loans. I don’t think they are bad, I just think they are more for someone who only has $2000 worth of debt. If you need help, then they are surely something great, but I don’t think I need that kind of help, or any kind for that matter, I am doing good with money and I should be fine. If I wasn’t though, then I would definitely do something to pay everything back and at the same time get my credit rating up.