I’ve been looking at ways to get my credit card balances down, and I think I might get another card and transfer the balances to it so that I have a lower interest rate, although I am not sure yet. I found one where I can get 0% on purchases and transfers within the first six months, and quite frankly that is really not a bad deal at all, so I might do that. The card I found actually gives money to a charitable organization of my choice when I make purchases, so that is good, at least I would be helping people whenever I bought something I needed for myself right?